Right option is (a) HI = (C*I*ED*EF) / (BM*AT*RfD)
Explanation: Where,
C = concentration of the chemical in the contaminated medium
I = estimated intake rate of the contaminant
ED = exposure duration
EF = exposure frequency
BM = body mass
AT = averaging time
RfD = reference dose for the chemical of interest
If the HI is below 1, it is highly unlikely that exposure to the chemical would lead to an adverse health effect. If the HI is greater than unity (LO), remediation may be warranted.